A Slower Start to the Year as Buyers Take a Measured Approach

January marked a cautious start to the new year across the Calgary region. While new listings increased as sellers re-entered the market post-holidays, buyer activity remained selective, resulting in longer days on market and more balanced conditions overall. Inventory levels rose month-over-month, giving buyers more choice and reinforcing the importance of pricing and presentation for sellers.

In Calgary, sales rose slightly month-over-month, but inventory also increased, keeping conditions competitive for sellers. Prices have remained relatively stable, though buyers are taking a more deliberate approach.

Airdrie saw an increase in both sales and listings, with days on market improving—well-priced homes are still moving, but strategy matters.

Cochrane experienced longer selling timelines as inventory climbed, reinforcing the importance of correct pricing.

Okotoks continues to stand out as a tighter market, with stable pricing and steady demand heading toward spring.

Buyers
▪️ More inventory to choose from compared to late 2025
▪️ Increased negotiating power, particularly on price and conditions
▪️ A strong opportunity to buy before spring competition increases

Sellers
▪️ Pricing correctly from the start is critical in a more balanced market
▪️ Homes that are well-presented and marketed strategically continue to sell
▪️ Days on market are longer, making flexibility and exposure key

Considering a move in early 2026? I’m happy to help you understand what these trends mean for your specific neighbourhood and property type.

Rene Simpson | Realtor®
Legacy Real Estate Services
renesimpson.realtor@gmail.com | renesimpsonrealty.ca | 403-901-5526

Airdrie, Calgary & Area Realtor®

Market data provided by CREB®. Information deemed reliable but not guaranteed.

The Bank of Canada held its overnight rate at 2.25%, marking the second straight pause to start 2026. Stability continues to be the theme.

What this means for Alberta real estate
• Stable rates support balanced market conditions
• Forecasts point to ~1.5% home price growth this year
• Think steady and predictable — not extreme swings

Important reminder:
The Bank of Canada doesn’t set mortgage rates. Fixed rates follow bond markets, and variable rates are influenced by the policy rate along with lender pricing and risk.

FOR BUYERS
• Predictability = confidence — with steady borrowing costs, planning your purchase becomes clearer.
• Mortgage rates aren’t expected to shift dramatically right now, so budgeting and qualifying remain more stable.
• If you’ve been waiting for clarity on rates before jumping in — this helps remove one big variable.

FOR SELLERS
• Buyers feel more comfortable making decisions when rates are predictable, which can support continued market activity.
• With a steady rate environment, sellers don’t face a sudden jump in borrowing costs that could delay buyer decisions.
• This stable backdrop can help listings stay competitive and attract qualified offers.

FOR THE MARKET
• Stable interest rate conditions often mean balanced market conditions, not extreme swings.
• Economists and forecasts see housing continuing to grow modestly this year — many models, including ones watching Alberta trends, point to around ~1.5% price growth in 2026, reflecting measured demand and steady cost of borrowing.
• This doesn’t mean explosive price increases, but rather a sustainable and predictable year for both buyers and sellers.

Predictability helps with planning whether you’re buying, selling, or refinancing. If you want to chat about what this means for your goals, let’s connect

Rene Simpson | Realtor®
Legacy Real Estate Services
Renesimpson.realtor@gmail.com
renesimpsonrealty.ca

Entering 2026, the Calgary-region housing market has shifted toward more balanced conditions. After several years of strong demand and rapid price growth, higher inventory levels and slower migration have eased pressure across many segments of the market. While demand remains stable, it is now tracking closer to long-term trends, creating a market where pricing, preparation, and property type play a larger role in outcomes.

Calgary:
Sales activity is expected to remain in line with long-term averages as increased resale and new-home supply provides buyers with more choice. Price growth has stabilized, with detached homes forecast to see minimal year-over-year change, while higher-density properties such as apartments and row homes face greater price pressure due to elevated inventory.

Airdrie:
Airdrie’s market has returned to more balanced conditions as inventory levels increased in both the resale and new home segments. While prices softened slightly in 2025, values remain significantly higher than pre-2021 levels, reflecting the strong gains achieved over the past several years. Price growth is expected to remain more moderate heading into 2026.

Cochrane:
After multiple years of tight supply, inventory levels in Cochrane have moved closer to historical norms. Sales activity remains healthy, but the return of supply is expected to moderate price growth following several years of strong appreciation.

Overall, the 2026 market is no longer driven by rapid price escalation. Buyers have more leverage, sellers must price strategically, and results increasingly depend on location, property type, and presentation.

(Stats provided by CREB® 2026 Forecast)

Rene Simpson | Realtor® / Real Estate Associate
Legacy Real Estate Services
renesimpson.realtor@gmail.com
renesimpsonrealty.ca

Year-End Slowdown Brings More Balanced Conditions

December followed expected holiday-season patterns, with a noticeable slowdown in both sales and new listingscompared to November. While activity softened month-over-month, the market remains more balanced than earlier in the year, with inventory continuing to play a key role in buyer and seller decision-making.

Across Calgary, sales declined from 1,553 in November to 1,126 in December, while new listings dropped sharply from 2,251 to 1,221. Inventory also eased from 5,581 to 3,900 units, helping stabilize conditions heading into the new year. Prices remained relatively steady, though average days on market increased slightly as buyers took a more measured approach

Airdrie
December saw a seasonal pullback in activity, with sales dipping from 108 in November to 85, and new listings dropping significantly from 142 to 79. Inventory declined from 453 to 305 units, helping prevent further softening.
▪️ Prices remained stable overall, though homes took slightly longer to sell, reflecting typical year-end conditions

Cochrane
After a very active November, December brought a reset. New listings fell sharply and sales eased, but inventory also declined, helping maintain balance.
▪️ Prices held relatively steady, and demand remains resilient compared to long-term averages

Okotoks
Okotoks continued to stand out. While activity slowed from November’s strong levels, sales remained healthy relative to inventory, keeping conditions tighter than surrounding markets.
▪️ Benchmark pricing held firm, and Okotoks remains one of the more competitive sub-markets heading into 2026

What This Means for You:

Buyers
▪️ Less competition than earlier in the fall
▪️ More negotiating power, especially in condos and row homes
▪️ A great window to prepare ahead of the spring market

Sellers
▪️ Correct pricing is critical in a slower seasonal market
▪️ Well-presented detached and semi-detached homes are still selling
▪️ Strategy, marketing, and timing matter more than ever

Considering a move in early 2026?
I’m happy to help you understand what these trends mean for your specific neighbourhood and property type.

Rene Simpson | Realtor® / Real Estate Associate
Legacy Real Estate Services
renesimpson.realtor@gmail.com |  renesimpsonrealty.ca | 403-901-5526
Airdrie, Calgary & Area Realtor®

Market data provided by CREB®. Info deemed reliable but not guaranteed.

Balanced Conditions as We Head Into Winter

November followed typical seasonal patterns across Calgary and area, with sales, new listings, and inventory levels all slowing from October. The month saw 1,553 sales and 2,251 new listings, improving the sales-to-new-listings ratio to 69% and helping moderate some inventory growth.

Even with the slowdown, inventory sits at 5,581 units — still 28% higher than last year and above long-term seasonal norms, largely driven by rising supply in the row and apartment sectors.

Airdrie: Seasonal slowdown continued, with both sales and new listings easing. Inventory remains elevated due to increased new-build product entering resale.
▪️ Detached benchmark prices are down ~1% YTD — softening, but still well above pre-2021 levels.

Cochrane: New listings hit a record high for November, driven partly by more new homes entering resale.
▪️ Sales stayed strong, but not enough to pull inventory down.
▪️ Detached prices remain ~2% higher YTD than last year.

Okotoks:One of the few markets where sales increased from last month.
▪️ Still a tight market with inventory well below long-term trends.
▪️ Prices remain higher YTD across all property types despite recent small adjustments.

What This Means for You?
Buyers
▪️ Higher inventory = more choice
▪️ Balanced conditions in detached & semi-detached
▪️ Strong negotiating leverage in condos and row homes

Sellers
▪️ Pricing and presentation are crucial
▪️ Detached and semi-detached homes priced correctly are still moving
▪️ More competition in row and condo listings — staging + strategy matter

Considering a move this winter or early 2026? I can help you navigate your local market with clarity and confidence.

Rene Simpson | Realtor® / Real Estate Associate
Legacy Real Estate Services
renesimpson.realtor@gmail.com |  renesimpsonrealty.ca | 403-901-5526
Airdrie, Calgary & Area Realtor®

Market data provided by CREB®. Info deemed reliable but not guaranteed.

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Rene Simpson | Realtor® / Real Estate Associate
Legacy Real Estate Services
Renesimpson.realtor@gmail.com
renesimpsonrealty.ca
403-901-5526
Airdrie | Calgary and Area Realtor®

Fewer Listings, More Balance Returning

October saw the pace of new listings slow across Calgary and area, preventing further inventory gains. With sales activity picking up slightly, many markets are moving back toward balanced conditions. Detached and semi-detached homes remain steady, while apartment and row homes continue to feel the weight of higher supply.

Overall, Calgary’s benchmark price dipped just under 1% month-over-month to $568,000, about 4% below last year. Row and apartment prices have eased 6–7% year-over-year, while detached homes continue to hold more stable.

▪️ Airdrie: Activity slowed with elevated inventory (over 4 months of supply). Prices have trended down since spring — October’s benchmark at $520,400, nearly 5% below last year.
▪️ Cochrane: Sales improved as listings eased, keeping supply just above 4 months. Benchmark price held firm at $585,200, up 2% from last year — steady and resilient.
▪️ Okotoks: New listings rose while sales cooled, bringing some relief to inventory. Prices ticked up to $618,600, essentially flat year-over-year, maintaining stability.

What This Means for You:

▪️ Buyers: More balanced conditions = more breathing room. Explore options without the spring rush.

▪️ Sellers: Pricing and presentation matter. Move-in-ready homes priced right are still attracting strong interest.

Thinking of making a move before year-end? Let’s build a plan tailored to today’s market.

Rene Simpson | Realtor® / Real Estate Associate
Legacy Real Estate Services
renesimpson.realtor@gmail.com |  renesimpsonrealty.ca | 403-901-5526
Airdrie, Calgary & Area Realtor®

Market data provided by CREB®. Info deemed reliable but not guaranteed. Stats are for informational purposes only.

Scarlett Ranch Blvd, Carstairs – 1348, 1350, 1352 & 1433
Saturday October 4th AND Sunday, October 5th
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Huge thanks to my clients for trusting me through the process! This listing was special, my clients lived in this home for nearly 50 years! Congrats H&F!

Rene Simpson | Realtor® / Real Estate Associate
Legacy Real Estate Services
Renesimpson.realtor@gmail.com
renesimpsonrealty.ca
403-901-5526

Airdrie | Calgary | Cochrane and Area  Realtor®

More Inventory, Softer Demand.
September brought similar conditions to August, with inventory holding high at 6,842 units across Calgary, keeping the market in more balanced territory. Buyers continue to take more time with increased choice, while sellers are adjusting expectations.

Overall, benchmark prices edged slightly lower compared to August, leaving values about 3% below the spring 2025 peak. The largest pullbacks remain in apartment and row homes, especially in Calgary’s NE and North districts. Detached and semi-detached homes continue to hold closer to balance.

▪️Airdrie: Prices slipped modestly compared to last month as elevated supply continues to weigh on the market.

▪️Cochrane: Stable, showing only a slight month-to-month dip, continuing to perform more resiliently than other surrounding markets.

▪️Okotoks: With just over 2 months of supply, conditions remain tight. Prices are essentially flat compared to August, showing stability.

What This Means for You:
* Buyers: More inventory = more choice. You can take time, compare options, and negotiate firmly.
* Sellers: Pricing and presentation are critical. Well-positioned homes still move, while overpriced listings are sitting longer.

Thinking about making a move this fall? Let’s create a strategy tailored to today’s market.

Rene Simpson | Realtor® / Real Estate Associate
Legacy Real Estate Services
renesimpson.realtor@gmail.com |  renesimpsonrealty.ca | 403-901-5526
Airdrie, Calgary & Area Realtor®

Market data provided by CREB®. Info deemed reliable but not guaranteed. Stats are for informational purposes only.

The Bank of Canada has just lowered its key interest rate by 0.25% — now sitting at 2.50%.

What does this mean for the Calgary, Airdrie & area housing market?

• Buyers: Lower borrowing costs = more purchasing power. That dream home just got a little more affordable!

• Sellers: Increased affordability can spark buyer activity, which is good news if you’re listing soon.

• Market Impact: With inventory still tight in many communities, even a small rate drop can shift momentum toward quicker sales and stronger competition.

Whether you’re thinking of upsizing, downsizing, or investing — this could be the window you’ve been waiting for.

Curious how this change affects your buying power or home value? Let’s chat!
Rene Simpson | Legacy Real Estate Services

More Balance, Softer Prices
August brought steadier conditions across Calgary as inventory stayed high at 6,698 keeping the market more balanced. Buyers are taking their time with more choice available, while sellers are adjusting expectations.

Overall, benchmark prices remain about 4% below last year’s peak, with the largest adjustments in apartments and row homes, especially in NE and North Calgary.

Detached and semi-detached homes are holding closer to balanced.

• Airdrie: Higher inventory continues to weigh on prices, now down ~3% from last year, though still above 2022 levels.

• Cochrane: More resilient, with prices holding at $589,000, up 2% year-over-year.

• Okotoks: Tighter conditions with just over 2 months of supply—prices steady, edging up 1% over last August.

Thinking of buying or selling this fall?
Let’s put a plan in place to reach your real estate goals—contact me today!

Rene Simpson | Realtor® / Real Estate Associate
Legacy Real Estate Services
renesimpson.realtor@gmail.com
renesimpsonrealty.ca
403-901-5526
Airdrie, Calgary and Area Realtor®

Market data provided by CREB®. Info deemed reliable but not guaranteed. Stats are for informational purposes only.

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